€1M — €50M+
Larger and more complex transactions structured on a bespoke basis.
Cross-border property finance rarely fits a standard lending model. We consider the property, the client’s wider financial position and the available banking relationships to identify structures appropriate to the financing objective.
Financing secured principally against the underlying real estate.
Structures supported by cash, securities or other acceptable financial assets.
Investment-backed facilities that can form part of a wider property-finance solution.
Property and financial collateral considered together where appropriate.
Structures designed to preserve liquidity and manage ongoing cash flow.
Short-term acquisition finance and restructuring of existing borrowing.
Selected financing situations illustrating the type of mandates we handle. Details are deliberately limited to protect client and lender confidentiality.
Southern Hemisphere-based high-net-worth client.
The client’s age profile, Southern Hemisphere residency and requirement for 100% interest-only finance on a substantial new-build Alpine acquisition significantly narrowed the available lender universe, while the client wished to avoid unnecessarily committing substantial financial assets.
A bespoke 100% interest-only financing structure was identified, combining property security with the client’s wider financial position to achieve the required leverage while materially reducing the level of assets that needed to be committed.
International HNW / family-office profile.
A substantial multi-jurisdiction property portfolio with existing borrowing required restructuring across different markets, while navigating differing lender criteria and private-banking collateral requirements.
A coordinated cross-border refinancing structure was identified, bringing together property-backed lending and the client’s wider financial position to create a more efficient overall financing arrangement.
International high-net-worth client.
Financing a substantial Portuguese property acquisition while preserving liquidity and avoiding the unnecessary commitment of additional investment assets.
A 12-year financing structure was identified with an initial interest-only period, limited equity contribution and no requirement for additional assets under management.
UAE-based international entrepreneur.
A French Alpine acquisition for a UAE-based entrepreneur with substantial international business interests and liquidity, requiring a financing solution that avoided unnecessary capital deployment.
Multiple financing routes identified through European and private-banking relationships, allowing the optimum balance of leverage, pricing and retained liquidity to be assessed.
We remain involved throughout the financing process, liaising with the client, lender and relevant professional advisers through to drawdown.
Property, objective, ownership structure and financial profile.
Consider viable financing approaches and the appropriate lender universe.
Coordinate with selected banking and specialist lending relationships.
Help keep the financing process moving through to completion.
Cross-border residential finance for international clients acquiring, refinancing or restructuring high-value property. We coordinate with banks, private banks and specialist lenders according to the client profile, property and jurisdiction.
Commercial, niche and specialist property requirements can require a different lender universe. 
identifies appropriate financing routes and coordinates introductions for transactions that fall outside standard residential lending criteria.
Short-term acquisition, bridge and refinancing requirements are considered against the intended exit, security and wider financial position, with introductions to appropriate specialist lenders where suitable.
Our relationships extend beyond lenders. works alongside an established UK Top 100 law firm and has access to specialist legal and tax expertise, allowing appropriate professional advisers to be introduced where complex cross-border transactions require them.
For a confidential discussion about an international property-finance requirement.
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