Every financing has its own complications. The examples below illustrate the type of transactions we work on and the different structures required to make them work.
From prime residential acquisitions and Alpine property to commercial investments, bridging requirements and complex cross-border transactions, our Deal Files demonstrate how individual circumstances can require very different solutions.
Client confidentiality is fundamental. Details are therefore presented without identifying individual clients.
SAVOIE
€7M
CLIENT PROFILE
Southern Hemisphere-based high-net-worth client.
CHALLENGE
The client’s age profile, Southern Hemisphere residency and requirement for 100% interest-only finance on a substantial new-build Alpine acquisition significantly narrowed the available lender universe, while the client wished to avoid unnecessarily committing substantial financial assets.
SOLUTION IDENTIFIED
A bespoke 100% interest-only financing structure was identified, combining property security with the client’s wider financial position to achieve the required leverage while materially reducing the level of assets that needed to be committed.
LONDON / EUROPE
€8M+
CLIENT PROFILE
International HNW / family-office profile.
CHALLENGE
A substantial multi-jurisdiction property portfolio with existing borrowing required restructuring across different markets, while navigating differing lender criteria and private-banking collateral requirements.
SOLUTION IDENTIFIED
A coordinated cross-border refinancing structure was identified, bringing together property-backed lending and the client’s wider financial position to create a more efficient overall financing arrangement.
ALGARVE
€2.65M
CLIENT PROFILE
International high-net-worth client.
CHALLENGE
Financing a substantial Portuguese property acquisition while preserving liquidity and avoiding the unnecessary commitment of additional investment assets.
SOLUTION IDENTIFIED
A 12-year financing structure was identified with an initial interest-only period, limited equity contribution and no requirement for additional assets under management.
MÉRIBEL
€2.5M
CLIENT PROFILE
UK entrepreneur with substantial business interests and international assets.
CHALLENGE
Financing a high-value new-build Alpine property through a French ownership structure, with the client seeking substantial leverage while preserving liquidity and limiting the amount of additional financial assets committed to the transaction.
SOLUTION IDENTIFIED
A cross-border financing structure combining French property security with financial collateral, allowing the client to achieve substantial leverage while retaining greater flexibility over their wider investment assets.
MONT BLANC
€2.3M
CLIENT PROFILE
UAE-based international entrepreneur.
CHALLENGE
A French Alpine acquisition for a UAE-based entrepreneur with substantial international business interests and liquidity, requiring a financing solution that avoided unnecessary capital deployment.
SOLUTION IDENTIFIED
Multiple financing routes identified through European and private-banking relationships, allowing the optimum balance of leverage, pricing and retained liquidity to be assessed.
Different properties. Different circumstances. Different solutions.
